Equipment Equipment financing Machinery, medical, restaurant, construction. New or used.
Vehicles Commercial vehicles Trucks, trailers, vans and other titled vehicles.
Cash flow Working capital Short-term cash with simple weekly payments.
Revolving Business line of credit An approved limit you draw on as needed. Interest only on what you draw; renewable yearly.
Term 6 months 9 months 12 months 18 months 24 months 36 months
What will the funds be used for?
Owner / guarantor name *
Owner bankruptcy in the last 7 years? No Yes
Taxes owed to the IRS or state? None Yes — on a payment plan, current Yes — unresolved
Largest loan or lease the business has had ($)
Was it paid as agreed? Yes No Not sure / none
Open merchant cash advances (count)
Owner / guarantor identity
The owner who guarantees the financing tells us who they are so we can confirm their credit. Your Social Security number is encrypted before it is stored and is used only to obtain your credit report; it is never emailed or shown on screen again.
Primary owner / guarantor
+ Add another owner / guarantor Anyone with 20% or more ownership, or who will guarantee the financing. Up to 4.
Your name *
We check your credit with a soft inquiry that does not affect your score. The Social Security number from the previous step is encrypted and used only for that report; no bank account numbers are collected on this form.
I authorize Voran to obtain consumer and business credit reports about me and the business using a soft inquiry that does not affect my credit score. A hard inquiry will only be made after I accept an offer.
I understand Voran considers applications without regard to race, color, religion, national origin, sex, marital status, age (if I have the capacity to contract), receipt of public assistance income, or good-faith exercise of rights under the Consumer Credit Protection Act.
I agree to receive disclosures electronically and to sign documents electronically.
I certify that the information provided is true and complete and that I am authorized to apply on behalf of the business.
I agree that Voran and its partners may call or text me at the number provided, including with automated technology, about my application. Consent is not a condition of credit. (optional)