Equipment Financing
Get the equipment you need to grow.
Rates starting at
10.00%24 to 84 months · up to 100% financed
› Learn More →Funding to Move Your Business Forward.
Simple. Fast. Flexible.
Capital for today and a stronger tomorrow.
Instant Pre-Approvaldecision in about a minute
Flexible Termstailored to your business
A Partner, Not Just a LenderYour success drives ours.
People
Businesses
Opportunities
Further
Businesses
Opportunities
Further
Financing Solutions
The Right Capital. Right When You Need It.
Working Capital
Fuel your everyday operations and seize new opportunities.
Rates starting at
21.00%6 to 36 months · simple weekly payments
› Learn More →Commercial Vehicles
Trucks, trailers, vans and titled vehicles for your fleet.
Rates starting at
10.00%24 to 72 months · fixed monthly payment
› Learn More →Personal Loans
For California residents: $2,500 to $100,000 with a fixed monthly payment.
Rates starting at
7.50%36 to 84 months · no prepayment penalty
› Learn More →Why Voran
More Than Financing. A Partner in Your Growth.
Voran is a California lender built by people who have spent their careers in equipment finance. We underwrite the business, not just the credit score, and we tell you plainly what we can do.
Fast & Simple
Application
Application
Decisions
in Minutes
in Minutes
Flexible
Structures
Structures
Transparent
and Fair Terms
and Fair Terms
How it works
Get Funding in 4 Simple Steps.
- Apply OnlineIt only takes a few minutes, and there is no hard credit pull to start.
- Instant AnswerOur credit engine reviews your application right away. A specialist confirms anything it cannot decide.
- Get an OfferReceive customized terms and pick the payment that fits your cash flow.
- Get FundedPut capital to work and move forward. Funds go to you or your equipment seller.
Apply for financing
Start your application.
A few details are all we need to begin. You get an answer in about a minute, and a Voran specialist follows up on anything that needs a closer look.
- Takes about three minutes
- No obligation and no fee to apply
- A soft inquiry only until you accept an offer
Loan calculator
Estimated payment:$1,912/mo
An estimate only. Your rate depends on credit, time in business and collateral.
Choose your path
BusinessEquipment financing
Machinery, vehicles, medical, restaurant — new or used. Up to 100% financed with fixed monthly payments.
BusinessWorking capital
Short-term cash for payroll, inventory and opportunities. Simple weekly payments, 6 to 36 months.
PersonalPersonal loan
California residents, $2,500 to $100,000. Fixed rate, fixed monthly payment, no prepayment penalty.
Please don’t enter Social Security or bank account numbers in any form. We collect those securely after you apply.
Common questions
Answers before you apply.
Who can apply?
Any U.S. business that has been operating for at least one year and has a business bank account. Startups under a year can still apply for equipment financing with a down payment. Personal loans are available to California residents.
Will applying affect my credit score?
No. We use a soft inquiry to review your application. A hard inquiry only happens after you accept an offer.
How fast can I get funded?
Most working-capital loans fund within one to two business days of signing. Equipment deals fund once the seller's invoice and title paperwork are in, usually within a week.
What do I need to have ready?
Your business name and address, three to six months of business bank statements, and for equipment, a quote or invoice from the seller. We will ask for anything else by secure upload after you apply.
Can I pay off early?
Yes. There is no penalty for paying off a Voran loan early, and on most products you save the remaining interest.
Placeholder — replace with a real client's words
“Voran made the process simple and fast. We got the capital we needed to expand.”Business Owner, California
Real businesses.
Brighter tomorrows.
Apply Now Brighter tomorrows.
Talk to a specialist
We're happy to help.
Not sure which option fits? Call or email and a real person will walk you through it. Monday to Friday, 8 am to 6 pm Pacific.
Phone(000) 000-0000Add your number before launch
Emailhello@voran.comAdd your address before launch
Application statusCheck your emailEvery applicant receives a private status link with document upload and next steps.