*,:after,:before{--tw-border-spacing-x:0;--tw-border-spacing-y:0;--tw-translate-x:0;--tw-translate-y:0;--tw-rotate:0;--tw-skew-x:0;--tw-skew-y:0;--tw-scale-x:1;--tw-scale-y:1;--tw-pan-x: ;--tw-pan-y: ;--tw-pinch-zoom: ;--tw-scroll-snap-strictness:proximity;--tw-gradient-from-position: ;--tw-gradient-via-position: ;--tw-gradient-to-position: ;--tw-ordinal: ;--tw-slashed-zero: ;--tw-numeric-figure: ;--tw-numeric-spacing: ;--tw-numeric-fraction: ;--tw-ring-inset: ;--tw-ring-offset-width:0px;--tw-ring-offset-color:#fff;--tw-ring-color:rgba(59,130,246,.5);--tw-ring-offset-shadow:0 0 #0000;--tw-ring-shadow:0 0 #0000;--tw-shadow:0 0 #0000;--tw-shadow-colored:0 0 #0000;--tw-blur: ;--tw-brightness: ;--tw-contrast: ;--tw-grayscale: ;--tw-hue-rotate: ;--tw-invert: ;--tw-saturate: ;--tw-sepia: ;--tw-drop-shadow: ;--tw-backdrop-blur: ;--tw-backdrop-brightness: ;--tw-backdrop-contrast: ;--tw-backdrop-grayscale: ;--tw-backdrop-hue-rotate: ;--tw-backdrop-invert: ;--tw-backdrop-opacity: ;--tw-backdrop-saturate: ;--tw-backdrop-sepia: ;--tw-contain-size: ;--tw-contain-layout: ;--tw-contain-paint: ;--tw-contain-style: }::backdrop{--tw-border-spacing-x:0;--tw-border-spacing-y:0;--tw-translate-x:0;--tw-translate-y:0;--tw-rotate:0;--tw-skew-x:0;--tw-skew-y:0;--tw-scale-x:1;--tw-scale-y:1;--tw-pan-x: ;--tw-pan-y: ;--tw-pinch-zoom: ;--tw-scroll-snap-strictness:proximity;--tw-gradient-from-position: ;--tw-gradient-via-position: ;--tw-gradient-to-position: ;--tw-ordinal: ;--tw-slashed-zero: ;--tw-numeric-figure: ;--tw-numeric-spacing: ;--tw-numeric-fraction: ;--tw-ring-inset: ;--tw-ring-offset-width:0px;--tw-ring-offset-color:#fff;--tw-ring-color:rgba(59,130,246,.5);--tw-ring-offset-shadow:0 0 #0000;--tw-ring-shadow:0 0 #0000;--tw-shadow:0 0 #0000;--tw-shadow-colored:0 0 #0000;--tw-blur: ;--tw-brightness: ;--tw-contrast: ;--tw-grayscale: ;--tw-hue-rotate: ;--tw-invert: ;--tw-saturate: ;--tw-sepia: ;--tw-drop-shadow: ;--tw-backdrop-blur: ;--tw-backdrop-brightness: ;--tw-backdrop-contrast: ;--tw-backdrop-grayscale: ;--tw-backdrop-hue-rotate: ;--tw-backdrop-invert: ;--tw-backdrop-opacity: ;--tw-backdrop-saturate: ;--tw-backdrop-sepia: ;--tw-contain-size: ;--tw-contain-layout: ;--tw-contain-paint: ;--tw-contain-style: }/*
! tailwindcss v3.4.19 | MIT License | https://tailwindcss.com
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rotate(var(--tw-rotate)) skewX(var(--tw-skew-x)) skewY(var(--tw-skew-y)) scaleX(var(--tw-scale-x)) scaleY(var(--tw-scale-y))}.resize{resize:both}.rounded{border-radius:.25rem}.border{border-width:1px}.italic{font-style:italic}.underline{text-decoration-line:underline}.outline{outline-style:solid}.filter{filter:var(--tw-blur) var(--tw-brightness) var(--tw-contrast) var(--tw-grayscale) var(--tw-hue-rotate) var(--tw-invert) var(--tw-saturate) var(--tw-sepia) var(--tw-drop-shadow)}:root{--navy:#0b1a33;--navy-2:#13284a;--ink:#13203a;--ink-2:#4a5670;--ink-3:#7a869e;--line:#e3e8f0;--paper:#fff;--paper-2:#f6f7fa;--gold:#c9a75a;--gold-2:#e6cc8c;--gold-3:#9c7f3b;--on-navy:#f3f5f9;--on-navy-2:#b7c2d6;--nline:hsla(0,0%,100%,.14);--pass:#1f7a4d;--review:#b7791f;--fail:#b3261e;--muted:#667;--display:"Cormorant Garamond",Georgia,"Times New Roman",serif;--body:"Manrope","Segoe UI",system-ui,sans-serif;--script:"Pinyon Script","Brush Script MT",cursive;color-scheme:light}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--body);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}a{color:inherit}h1,h2,h3{margin:0;font-weight:500;text-wrap:balance}.wrap{width:min(1240px,100% - 40px);margin-inline:auto}.eyebrow{font-size:11px;letter-spacing:.24em;text-transform:uppercase;color:var(--gold-3)}.btn,.eyebrow{font-weight:700}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:15px 26px;border-radius:7px;font-size:15px;min-height:50px;text-decoration:none;border:1px solid transparent;cursor:pointer;font-family:inherit;transition:transform .15s,background .15s;white-space:nowrap}.btn:hover{transform:translateY(-1px)}.btn:disabled{opacity:.6;cursor:wait;transform:none}.btn:focus-visible,a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible,textarea:focus-visible{outline:2px solid var(--gold);outline-offset:2px}.btn-gold{background:linear-gradient(180deg,var(--gold-2),var(--gold));color:var(--navy)}.btn-navy{background:var(--navy);color:var(--on-navy)}.btn-ghost{background:transparent;color:var(--on-navy);border-color:hsla(0,0%,100%,.6)}.btn-outline{background:transparent;color:var(--ink);border-color:var(--line)}.btn-sm{padding:9px 14px;min-height:36px;font-size:13px}.more{font-weight:700;font-size:14px;text-decoration:none;color:var(--ink)}.more:hover{color:var(--gold-3)}@media(max-width:700px){.also a,.more,footer.site .links a{display:inline-flex;align-items:center;min-height:44px}.menu-btn{min-height:44px}.totop{width:48px;height:48px}}@media(prefers-reduced-motion:reduce){.btn{transition:none}.btn:hover{transform:none}html{scroll-behavior:auto}}.top{position:sticky;top:env(safe-area-inset-top,0);z-index:40;background:rgba(11,26,51,.9);backdrop-filter:blur(12px);color:var(--on-navy);border-bottom:1px solid var(--nline)}.top .wrap{gap:18px;min-height:68px}.brand,.top .wrap{display:flex;align-items:center}.brand{gap:10px;text-decoration:none}.brand .w{display:flex;flex-direction:column;line-height:1}.brand .name{font-weight:700;letter-spacing:.3em;font-size:19px}.brand .tag{font-size:8.5px;letter-spacing:.2em;color:var(--gold-2);font-weight:700;margin-top:4px}.nav{display:flex;gap:4px;margin-left:24px}.nav>div{position:relative}.nav a,.nav button{background:none;border:0;color:var(--on-navy-2);font:inherit;font-size:14px;font-weight:600;padding:10px 12px;border-radius:6px;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;gap:6px}.nav a:hover,.nav button:hover,.nav button[aria-expanded=true]{color:var(--on-navy);background:hsla(0,0%,100%,.08)}.nav a.nav-prequal{color:var(--gold-2);white-space:nowrap}@media(max-width:1180px){.nav a.nav-prequal{display:none}.top.open .nav a.nav-prequal{display:flex}}.dd{position:absolute;left:0;top:calc(100% + 6px);min-width:240px;background:var(--paper);color:var(--ink);border:1px solid var(--line);border-radius:10px;padding:8px;box-shadow:0 20px 50px rgba(0,0,0,.25);display:none;z-index:5}.dd.open{display:grid}.dd a{color:var(--ink);padding:10px 12px;border-radius:6px;display:block;font-size:14px}.dd a:hover{background:var(--paper-2);color:var(--ink)}.dd a small{display:block;font-weight:500;color:var(--ink-3);font-size:12px}.top .right{margin-left:auto;display:flex;align-items:center;gap:8px}.top .login{font-size:14px;font-weight:600;text-decoration:none;padding:10px 12px;color:var(--on-navy)}.top .btn{padding:11px 22px;min-height:42px;font-size:14px}.menu-btn{display:none;margin-left:auto;background:none;border:1px solid var(--nline);color:var(--on-navy);border-radius:6px;padding:9px 12px;font:inherit;font-size:14px;cursor:pointer}@media(max-width:980px){.nav,.top .login{display:none}.menu-btn{display:block}.top .right{margin-left:0}.top.open .nav{display:flex;flex-direction:column;position:absolute;left:0;right:0;top:100%;background:var(--navy);margin:0;padding:8px 20px 14px;border-bottom:1px solid var(--nline);gap:0}.top.open .nav>div{border-top:1px solid var(--nline)}.top.open .nav a,.top.open .nav button{width:100%;padding:12px 4px;justify-content:space-between}.top.open .dd{position:static;display:grid;background:transparent;border:0;box-shadow:none;padding:0 0 8px 12px}.top.open .dd a,.top.open .dd a small{color:var(--on-navy-2)}.top.open .dd a small{opacity:.7}.top.open .dd a:hover{background:hsla(0,0%,100%,.06);color:var(--on-navy)}}@media(max-width:560px){.top .btn{padding:10px 14px}.brand .tag{display:none}}.hero{position:relative;color:var(--on-navy);overflow:hidden;isolation:isolate;background:var(--navy)}.hero canvas{position:absolute;inset:0;width:100%;height:100%;z-index:-2;display:block}.hero:before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(11,26,51,.88),rgba(11,26,51,.7) 30%,rgba(11,26,51,.3) 55%,rgba(11,26,51,0) 72%),linear-gradient(180deg,rgba(11,26,51,.25),transparent 30%,transparent 70%,rgba(11,26,51,.55))}.hero .wrap{position:relative;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:22px 30px;padding-block:72px 44px}.hero h1{font-family:var(--display);font-size:clamp(44px,5.6vw,72px);line-height:.98;letter-spacing:-.01em;margin:0 0 18px;max-width:13ch;text-shadow:0 2px 24px rgba(11,26,51,.5)}.hero h1 em{color:var(--gold-2);font-style:italic;text-shadow:0 2px 18px rgba(11,26,51,.8)}.hero .sub{font-size:17px;line-height:1.5;margin:0 0 26px;max-width:40ch}.hero .cta{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:6px}.hero .btn-ghost{font-weight:600;border-color:hsla(0,0%,100%,.45);color:var(--on-navy-2)}.hero .btn-ghost:hover{color:var(--on-navy);border-color:hsla(0,0%,100%,.7)}.trust{grid-column:1/-1;display:flex;flex-wrap:wrap;gap:8px 0;margin:0;padding:14px 0 0;list-style:none;border-top:1px solid hsla(0,0%,100%,.22)}.trust li{display:flex;gap:9px;align-items:center;padding:6px 22px 6px 0;margin-right:22px;border-right:1px solid hsla(0,0%,100%,.25);font-size:13.5px;font-weight:600;line-height:1.25;min-height:36px}.trust li:last-child{border-right:0;margin-right:0;padding-right:0}.trust svg{width:20px;height:20px;stroke:var(--gold-2);fill:none;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round;flex:none}.hero .side{display:flex;flex-direction:column;justify-content:flex-end;align-items:flex-end;text-align:right;padding-bottom:6px}.hero .script{font-family:var(--script);font-size:46px;color:var(--gold-2);line-height:1;transform:rotate(-6deg);padding-right:10px}@media(max-width:860px){.hero .wrap{grid-template-columns:1fr;gap:18px;padding-block:52px 36px}.hero .side{align-items:flex-start;text-align:left;padding:0}.hero .script{font-size:36px;padding:0 0 0 6px;transform:rotate(-4deg)}}@media(max-width:700px){.trust{display:grid;grid-template-columns:1fr 1fr;gap:6px 14px}.trust li{border-right:0;padding-right:0;margin-right:0;font-size:13px;min-height:44px}.hero .side{display:none}}.hero.compact .wrap{padding-block:44px 36px}.hero.compact h1{font-size:clamp(36px,4.4vw,56px)}section.sec{padding-block:64px}.sec-head{display:flex;align-items:end;justify-content:space-between;gap:20px;margin-bottom:26px;flex-wrap:wrap}.sec-head h2{font-family:var(--display);font-size:clamp(32px,3.4vw,42px);line-height:1.05;margin-top:8px}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.cards.five{grid-template-columns:repeat(5,1fr)}@media(max-width:1180px){.cards.five{grid-template-columns:repeat(3,1fr)}}.card{display:flex;flex-direction:column;background:var(--paper);border:1px solid var(--line);border-radius:10px;overflow:hidden;box-shadow:0 10px 30px rgba(19,32,58,.06)}.card .art{max-width:100%}.card .art svg{width:100%;height:100%;display:block}.card .txt{padding:18px 18px 20px;display:flex;flex-direction:column;gap:6px;flex:1}.card h3{font-family:var(--display);font-size:24px;font-weight:600}.card p{margin:0;font-size:14.5px;color:var(--ink-2);min-height:3.2em}.card .rl{font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-3);font-weight:700;margin-top:8px}.card .rate{font-family:var(--display);font-size:40px;line-height:1;color:var(--gold-3);font-weight:500;font-variant-numeric:tabular-nums}.card .rate small{font-family:var(--body);font-size:13px;color:var(--ink-3);font-weight:600;display:block;margin-top:4px}.card .apply{margin-top:auto;width:100%;min-height:44px;display:inline-flex;align-items:center;justify-content:center;gap:8px;font-weight:700;border-radius:8px;border:1px solid transparent;text-decoration:none;background:linear-gradient(180deg,var(--gold-2),var(--gold));color:var(--navy);box-shadow:0 6px 18px rgba(201,167,90,.28)}.card .apply:hover{filter:brightness(1.04)}.card .apply+.more{margin-top:0;padding-top:8px;font-size:13px;text-align:center}.apply-inline.apply{background:linear-gradient(180deg,var(--gold-2),var(--gold));color:var(--navy);border:1px solid transparent}.apply-inline{display:inline-flex;align-items:center;min-height:44px;padding:0 18px;border-radius:8px;font-weight:700;text-decoration:none;margin:6px 10px 0 0;vertical-align:middle}.card .more{margin-top:auto;padding-top:12px}@media(max-width:960px){.cards,.cards.five{grid-template-columns:1fr 1fr}}@media(max-width:520px){.cards,.cards.five{grid-template-columns:1fr}}.why{background:var(--navy);color:var(--on-navy);position:relative;overflow:hidden}.why .wrap{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.3fr);gap:48px;padding-block:64px;align-items:center}.why h2{font-family:var(--display);font-size:clamp(30px,3.2vw,40px);line-height:1.08;margin-top:10px}.why h2 em{font-style:normal;color:var(--gold-2)}.why .lead{color:var(--on-navy-2);max-width:52ch;margin:14px 0 0;font-size:15.5px}.why .photo{border:1px solid var(--gold);border-radius:14px;padding:6px;background:hsla(0,0%,100%,.04);box-shadow:0 24px 60px rgba(0,0,0,.35)}.why .photo img{display:block;width:100%;aspect-ratio:9/7;-o-object-fit:cover;object-fit:cover;border-radius:9px}.why .grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:28px}.why .grid>div{display:flex;align-items:center;gap:14px;padding:14px 16px;border:1px solid var(--nline);border-radius:10px;background:hsla(0,0%,100%,.04);min-height:64px}.why .grid svg{width:30px;height:30px;flex:none;stroke:var(--gold-2);fill:none;stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round}.why .grid strong{display:block;font-size:15px;line-height:1.3;font-weight:600}@media(max-width:900px){.why .wrap{grid-template-columns:1fr;gap:28px;padding-block:52px}.why .photo{max-width:560px}}@media(max-width:520px){.why .grid{grid-template-columns:1fr;gap:10px}}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin:0;padding:0;list-style:none;counter-reset:s}.steps li{position:relative;display:grid;grid-template-columns:50px 1fr;gap:14px;align-items:start}.steps li:before{counter-increment:s;content:counter(s);width:50px;height:50px;border-radius:50%;background:linear-gradient(180deg,var(--gold-2),var(--gold));color:var(--navy);display:flex;align-items:center;justify-content:center;font-weight:700;font-size:20px}.steps svg{width:38px;height:38px;stroke:var(--ink);fill:none;stroke-width:1.5;stroke-linecap:round;stroke-linejoin:round;margin-bottom:8px}.steps strong{display:block;font-size:16px}.steps span{font-size:14px;color:var(--ink-2);line-height:1.5}@media(max-width:900px){.steps{grid-template-columns:1fr 1fr}}@media(max-width:520px){.steps{grid-template-columns:1fr}}.apply{background:var(--paper-2);border-block:1px solid var(--line)}.apply .wrap{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.25fr);gap:40px;padding-block:64px;align-items:start}.apply h2{font-family:var(--display);font-size:clamp(32px,3.4vw,42px);line-height:1.05;margin:8px 0 12px}.apply .lead{color:var(--ink-2);max-width:42ch;margin:0 0 14px}.apply ul{padding-left:18px;color:var(--ink-2);font-size:15px;line-height:1.8;margin:0 0 22px}.calc{background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:20px}.calc .row{display:grid;grid-template-columns:1fr 1fr 1fr;gap:12px}.calc label{font-size:13px;font-weight:600;color:var(--ink-2);display:block}.calc input{width:100%;margin-top:5px;padding:10px;border-radius:6px;border:1px solid var(--line);background:var(--paper);color:var(--ink);font:inherit;font-size:16px}.calc .out{margin:14px 0 0;font-size:15px}.calc .out strong{font-family:var(--display);font-size:34px;color:var(--gold-3);font-variant-numeric:tabular-nums;margin-left:6px}.fine{font-size:12.5px;color:var(--ink-3);margin:6px 0 0;max-width:52ch}.panel,form.app{background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:28px;box-shadow:0 10px 30px rgba(19,32,58,.06)}form.app{display:grid;grid-template-columns:1fr 1fr;gap:16px 18px}.fields .full,form.app .full{grid-column:1/-1}.fields{display:grid;grid-template-columns:1fr 1fr;gap:16px 18px}.f label{display:block;font-size:13px;font-weight:600;color:var(--ink-2);margin-bottom:6px}.f input,.f select,.f textarea{width:100%;font:inherit;font-size:16px;padding:12px;border:1px solid var(--line);border-radius:6px;background:var(--paper);color:var(--ink)}.f textarea{min-height:88px;resize:vertical}.f .err{font-size:12.5px;color:var(--fail);margin-top:4px}.f.bad input,.f.bad select{border-color:var(--fail)}.f .hint{font-size:12.5px;color:var(--ink-3);margin-top:4px}.check{display:flex;gap:10px;align-items:flex-start;font-size:13.5px;color:var(--ink-2);line-height:1.5}.check input{margin-top:4px;width:18px;height:18px;flex:none;accent-color:var(--navy)}@media(max-width:900px){.apply .wrap,.fields,form.app{grid-template-columns:1fr}.panel,form.app{padding:20px}.calc .row{grid-template-columns:1fr}}.qa{display:grid;gap:10px;max-width:880px}.qa details{background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:0 18px}.qa summary{cursor:pointer;font-weight:700;font-size:16px;padding:16px 0;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px}.qa summary::-webkit-details-marker{display:none}.qa summary:after{content:"+";font-size:22px;color:var(--gold-3);flex:none}.qa details[open] summary:after{content:"–"}.qa p{margin:0 0 16px;color:var(--ink-2);font-size:15px;line-height:1.6;max-width:70ch}.expect{position:relative;color:var(--on-navy);overflow:hidden;isolation:isolate;background:var(--navy)}.expect .bg{position:absolute;inset:0;width:100%;height:100%;-o-object-fit:cover;object-fit:cover;-o-object-position:center 60%;object-position:center 60%;z-index:-2;display:block}.expect:before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(11,26,51,.92),rgba(11,26,51,.8) 50%,rgba(11,26,51,.62))}.expect .wrap{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.6fr) auto;gap:32px;align-items:center;padding-block:56px}.expect .head .eyebrow{color:var(--gold-2)}.expect h2{font-family:var(--display);font-size:clamp(28px,2.8vw,36px);line-height:1.08;margin-top:8px;max-width:14ch}.expect .stats{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:0;padding:0;list-style:none}.expect .stats li{padding:18px 18px 16px;border:1px solid hsla(43,64%,73%,.4);border-radius:10px;background:rgba(11,26,51,.55);backdrop-filter:blur(4px);min-width:0}.expect .stats strong{display:block;font-family:var(--display);font-size:26px;line-height:1.1;color:var(--gold-2);font-weight:600}.expect .stats span{display:block;font-size:13.5px;line-height:1.4;color:var(--on-navy-2);margin-top:6px}.expect .cta{text-align:right}@media(max-width:1100px){.expect .wrap{grid-template-columns:1fr 1fr}.expect .cta{text-align:left}.expect .cta,.expect .stats{grid-column:1/-1}}@media(max-width:700px){.expect .wrap{grid-template-columns:1fr;gap:22px;padding-block:48px}.expect .stats{grid-template-columns:1fr;gap:10px}.expect .cta .btn{width:100%}.expect h2{max-width:none}}.contact .wrap{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.3fr);gap:36px;align-items:start;padding-block:64px}.contact h2{font-family:var(--display);font-size:clamp(32px,3.4vw,42px);line-height:1.05;margin:8px 0 12px}.contact .lead{color:var(--ink-2);max-width:42ch;margin:0}.ccards{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.ccard{display:grid;gap:6px;padding:18px;background:var(--paper-2);border:1px solid var(--line);border-radius:10px;min-width:0}.ccard .lbl{font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-3);font-weight:700}.ccard .big{font-size:18px;overflow-wrap:anywhere}.ccard .note{font-size:13px;color:var(--ink-3)}.ccard .note.todo{font-style:italic;font-size:12px;color:var(--ink-3);opacity:.75}@media(max-width:900px){.ccards,.contact .wrap{grid-template-columns:1fr}}footer.site{background:var(--navy);color:var(--on-navy-2);font-size:13px}footer.site .row{display:flex;flex-wrap:wrap;align-items:center;gap:18px 30px;padding-block:26px;border-bottom:1px solid var(--nline)}footer.site .links{display:flex;flex-wrap:wrap;gap:4px 22px}footer.site .links a{text-decoration:none;color:var(--on-navy-2)}footer.site .links a:hover{color:var(--on-navy)}footer.site .words{margin-left:auto;font-size:11px;letter-spacing:.2em;text-transform:uppercase}footer.site .words b{color:var(--gold-2);font-weight:400;margin:0 6px}@media(max-width:700px){footer.site .words{margin-left:0;font-size:10px;letter-spacing:.14em;max-width:100%;overflow-wrap:anywhere}footer.site .words b{margin:0 4px}}footer.site .bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px 20px;padding-block:16px 26px;font-size:12px}footer.site .legal{max-width:70ch;line-height:1.5}.page{padding-block:40px 64px}.page h1{font-family:var(--display);font-size:clamp(32px,3.6vw,44px);line-height:1.05}.tiles{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.tile{display:grid;gap:6px;padding:18px;border:1px solid var(--line);border-radius:10px;background:var(--paper);cursor:pointer;text-align:left;font:inherit;color:var(--ink);transition:border-color .15s,box-shadow .15s}.tile:hover{border-color:var(--gold)}.tile[aria-pressed=true]{border-color:var(--gold-3);box-shadow:0 0 0 2px var(--gold-2) inset}.tile h3{font-family:var(--display);font-size:22px;font-weight:600}.tile p{margin:0;font-size:13.5px;color:var(--ink-2)}.tile small{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-3);font-weight:700}@media(max-width:900px){.tiles{grid-template-columns:1fr 1fr}}@media(max-width:520px){.tiles{grid-template-columns:1fr}}.stepper{display:flex;gap:6px;flex-wrap:wrap;margin:0 0 18px;padding:0;list-style:none;font-size:12.5px;color:var(--ink-3)}.stepper li{padding:6px 10px;border-radius:999px;border:1px solid var(--line)}.stepper li[aria-current=step]{background:var(--navy);color:var(--on-navy);border-color:var(--navy)}.stepper li.done{color:var(--pass);border-color:var(--pass)}.result{border-left:6px solid var(--muted)}.result.ok{border-left-color:var(--pass)}.result.review{border-left-color:var(--review)}.result.bad{border-left-color:var(--fail)}.result h2{font-size:clamp(28px,3vw,38px);line-height:1.05}.big-num,.result h2{font-family:var(--display)}.big-num{font-size:clamp(34px,4vw,52px);line-height:1;color:var(--gold-3);font-variant-numeric:tabular-nums}.pill{display:inline-block;padding:2px 9px;border-radius:999px;font-size:12px;font-weight:700;border:1px solid transparent;white-space:nowrap}.pill.pass{background:#e6f4ec;color:var(--pass)}.pill.fail{background:#fbe9e7;color:var(--fail)}.pill.review{background:#fbf1dc;color:var(--review)}.pill.insufficient,.pill.na{background:var(--paper-2);color:var(--ink-3)}.pill.status{background:var(--paper-2);color:var(--ink-2);border-color:var(--line)}table.data{width:100%;border-collapse:collapse;font-size:14px}table.data td,table.data th{text-align:left;padding:10px;border-bottom:1px solid var(--line);vertical-align:top}table.data th{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-3);font-weight:700}table.data tr:hover td{background:var(--paper-2)}.kpis{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:12px}.kpi{padding:14px 16px;border:1px solid var(--line);border-radius:10px;background:var(--paper)}.kpi .l{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-3);font-weight:700}.kpi .v{font-family:var(--display);font-size:30px;line-height:1.1;color:var(--ink);font-variant-numeric:tabular-nums}.banner{padding:12px 16px;border-radius:8px;font-size:14px;border:1px solid var(--line);background:var(--paper-2)}.banner.info{background:#eef3fb;border-color:#cfdcf2}.banner.warn{background:#fbf1dc;border-color:#f0d9a3}.banner.bad{background:#fbe9e7;border-color:#f1c5c0}.portal-nav{background:var(--navy);color:var(--on-navy)}.portal-nav .wrap{display:flex;align-items:center;gap:16px;min-height:60px;flex-wrap:wrap}.portal-nav a{color:var(--on-navy-2);text-decoration:none;font-size:14px;font-weight:600;padding:8px 10px;border-radius:6px}.portal-nav a:hover,.portal-nav a[aria-current=page]{color:var(--on-navy);background:hsla(0,0%,100%,.08)}.portal-nav .me{margin-left:auto;font-size:13px;color:var(--on-navy-2)}.doclist{display:grid;gap:10px}.doc{display:grid;grid-template-columns:1fr auto;gap:12px;align-items:center;padding:14px 16px;border:1px solid var(--line);border-radius:10px;background:var(--paper)}.doc strong{display:block;font-size:15px}.doc span{font-size:13px;color:var(--ink-3)}.timeline{list-style:none;margin:0;padding:0;display:grid;gap:8px;font-size:13.5px}.timeline li{display:grid;grid-template-columns:150px 1fr;gap:12px;padding:8px 0;border-bottom:1px solid var(--line)}.timeline time{font-size:12.5px}.muted,.timeline time{color:var(--ink-3)}.small{font-size:13px}.totop{position:fixed;right:18px;bottom:calc(18px + env(safe-area-inset-bottom,0px));z-index:30;width:46px;height:46px;border-radius:50%;border:1px solid var(--line);background:var(--paper);color:var(--ink);font-size:20px;cursor:pointer;display:none;align-items:center;justify-content:center;box-shadow:0 6px 20px rgba(0,0,0,.2)}.totop.show{display:flex}.card .art{position:relative;overflow:hidden;aspect-ratio:16/10;background:#1c2f52}.card .art img{width:100%;height:100%;-o-object-fit:cover;object-fit:cover;display:block;transition:transform .6s ease}.card:hover .art img{transform:scale(1.04)}.card .art:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(11,26,51,0) 55%,rgba(11,26,51,.45))}.rate-note{margin:18px 0 0;font-size:12.5px;line-height:1.55;color:var(--muted,#6b7280);max-width:92ch}.card .rate sup{font-size:.45em;vertical-align:top;margin-left:2px;color:var(--gold-2,#c9a85a)}.also{margin:22px 0 0;font-size:15px;color:var(--ink,#1a2235)}.also a{color:var(--gold-3,#9a7b2f);font-weight:600;text-decoration:none}.card .facts{list-style:none;margin:10px 0 12px;padding:0;display:grid;gap:6px}.card .facts li{position:relative;padding-left:18px;font-size:13.5px;line-height:1.45;color:var(--ink-2,#3b4556)}.card .facts li:before{content:"";position:absolute;left:0;top:.55em;width:9px;height:9px;border-radius:50%;background:var(--gold-2,#c9a85a)}.card .rl{margin-top:4px}.hero-rate{margin:22px 0 0;font-size:22px;color:#fff;font-family:var(--display);letter-spacing:.01em}.hero-rate strong{color:var(--gold-2,#e6cc8c);font-size:44px;font-family:var(--display);font-weight:600;margin:0 4px;line-height:1}@media (max-width:700px){.hero-rate{font-size:18px}.hero-rate strong{font-size:34px}}.hero-rate sup{color:var(--gold-2,#e6cc8c);font-size:.6em}.hero-rate-note{display:block;margin-top:6px;font-family:var(--body);font-size:12px;line-height:1.5;color:var(--on-navy-3,#93a0b8);max-width:62ch}.hero-rate-note sup{font-size:.8em;color:inherit}.direct-badge{display:inline-flex;align-items:center;gap:10px;margin:0 0 18px;padding:9px 16px;border:1px solid var(--gold-2);border-radius:999px;background:rgba(11,26,51,.55);color:var(--gold-2);font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;line-height:1.3}.direct-badge svg{width:18px;height:18px;stroke:var(--gold-2);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;flex:none}@media(max-width:560px){.direct-badge{font-size:11px;letter-spacing:.1em;padding:8px 12px}}.brand .name{display:inline-flex;align-items:center;gap:10px;white-space:nowrap}.brand .name:after{content:"Direct lender";display:inline-block;font-size:9.5px;letter-spacing:.16em;text-transform:uppercase;font-weight:700;color:var(--navy);background:linear-gradient(180deg,var(--gold-2),var(--gold));border-radius:999px;padding:4px 8px 3px 9px;line-height:1}@media(max-width:560px){.brand .name{display:flex;flex-direction:column;align-items:flex-start;gap:5px}.brand .name:after{font-size:8.5px;padding:3px 7px 3px 8px}}@media(max-width:380px){.top .wrap{gap:10px}.top .btn{padding:10px 12px}.menu-btn{padding:9px 10px}}